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Wise

Wise

International transfers and a multi-currency account without hidden fees

Wise (formerly TransferWise) is a financial app enabling low-cost international transfers and a multi-currency account in over 40 currencies. Currency conversion is based on the mid-market rate with no hidden margins, making it ideal for frequent travellers and expats.

Plan comparison

Feature
Wise Account
Monthly fee 0 ₴
Transfer fee From 0.4% (varies by currency)
Exchange rate Real mid-market rate
Currencies held 40+ currencies
Debit card One-time fee ~165 ₴

All plans

Wise Account

Free

Multi-currency account with the real exchange rate. Pay only per transfer — no subscription.

  • Real mid-market exchange rate
  • Send money to 80+ countries
  • Hold 40+ currencies simultaneously
  • Receive payments in USD, EUR, GBP and more
  • Low transparent fees — see exactly what you pay
Multi-currency