Binixo
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Редакція BankSorter · Updated: 3 September 2026
Binixo - offer overview
Binixo is a non-bank lending company offering online microloans to Ukrainian customers.
Amount and term
Loans range from 500 to 20,000 UAH, with a term of 30 to 365 days.
Rate
The annual rate ranges from 0% to 200%. New customers get a promotion - a first loan at 0% annual interest under the lender's terms.
Requirements
Borrowers must be adult (18+) Ukrainian citizens with a passport or ID card. No credit history is required. Late payments incur a penalty of 0.1% of the debt per day.
Summary
Binixo stands out with a relatively wide range of amounts and terms and a genuine “first loan at 0%” promotion for new customers - worth checking the exact promo terms before applying.
✓ Pros
- ✓ First loan at 0% for new customers
- ✓ Wide term range - 30 to 365 days
- ✓ Decision within 15 minutes
- ✓ No credit history required
✕ Cons
- ✕ Rate after the promotional period can reach 200% annually
- ✕ Late payment penalty of 0.1% of debt per day
- ✕ Promo terms may change - check the lender's site before applying
Important: Non-bank loans carry high APR. Before signing, check the total cost of the loan and make sure you can repay it on time.