Term deposits in Ukraine

✓ Pros

• ✓Entry threshold of just 500 UAH
• ✓Higher rate than the same bank's three-month deposit
• ✓Medium term — a balance between yield and flexibility
• ✓Lets you lock in a rate for half a year ahead

✕ Cons

• ✕Rate is lower than the same bank's one-year deposit
• ✕Funds are locked for 6 months
• ✕No public data on interest capitalization
• ✕The hryvnia instrument is exposed to inflation risk