CLY
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Our review
Редакція BankSorter · Updated: 3 September 2026
CLY - offer overview
CLY is a non-bank lending company with a high stated application approval rate.
Example calculation
Per the example shown on the site - a 5,000 UAH loan for 90 days (7 payments) - the real annual rate is 4,668%, with a 25% fee on the amount.
Speed
Application decisions are made within seconds, with funds arriving on the card within 5 minutes. For repeat customers, subsequent loan turnaround drops to 1 minute.
Requirements
A mobile phone, passport and bank card are required to apply.
Summary
CLY offers fast online lending with a high stated approval rate (87.5%), but the real annual rate in the example shown is very high - 4,668%. The exact amount and term range isn't clearly stated on the page, so it's worth confirming before applying.
✓ Pros
- ✓ High stated approval rate - 87.5%
- ✓ Very fast fund disbursement - within 5 minutes
- ✓ Expedited processing for repeat customers
✕ Cons
- ✕ Very high real annual rate in the example calculation - 4,668%
- ✕ 25% fee on the loan amount
- ✕ Exact amount and term range isn't clearly stated on the page