CreditNice
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Our review
Редакція BankSorter · Updated: 3 September 2026
CreditNice - offer overview
CreditNice is a non-bank lending aggregator platform working with a network of partner lenders (not a financial institution itself).
Example terms
The example on the site shows a 30,000 UAH loan for 3 months at 4.5% per month. The exact amount and term range isn't clearly stated.
Requirements and promos
The service is aimed at customers aged 21 and above. New customers get a 99.9% discount on their first loan. The stated approval probability is 97%. Late payment penalty: 0.10% of the amount per day, capped at 10% of the loan amount.
Summary
CreditNice is an aggregator with a high stated approval probability and an attractive first-loan discount. Since the platform redirects to partner lenders, exact final terms should be confirmed at the moment of application.
✓ Pros
- ✓ 99.9% discount on the first loan
- ✓ High stated approval probability - 97%
- ✓ Decision within 15 minutes
✕ Cons
- ✕ Minimum age 21 - higher than most competitors
- ✕ Exact amount and term range isn't clearly stated on the page
- ✕ Aggregator platform - final terms depend on the specific partner lender