FCredit
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Our review
Редакція BankSorter · Updated: 3 September 2026
FCredit - offer overview
FCredit is a non-bank lender with a clear payment structure of every 14 days or monthly.
Amount and term
Loans range from 500 to 15,000 UAH, with a term of up to 5 months and a payment schedule of every 14 days or monthly.
Rate
The daily rate is 1% of the remaining loan principal, giving a maximum of 695% annually. The real annual rate is 8,830.58%. Origination fee: 3% of the amount.
Requirements
Borrower age 18 to 65. A passport, tax ID, mobile phone and an active Ukrainian bank card are required. The first payment is due 1 month after signing.
Summary
FCredit offers a moderate origination fee (3%) compared to some competitors, but the real annual rate, driven by daily accrual, remains very high - over 8,800%.
✓ Pros
- ✓ Moderate 3% origination fee (lower than many competitors)
- ✓ Fast application review - within 1 minute
- ✓ Flexible payment schedule - every 14 days or monthly
✕ Cons
- ✕ Very high real annual rate - 8,830.58%
- ✕ Maximum amount capped at 15,000 UAH
- ✕ 5-month maximum term is shorter than some competitors