KLTKredit
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Our review
Редакція BankSorter · Updated: 3 September 2026
KLTKredit - offer overview
KLT Credit offers two products depending on the amount: a microloan and a collateral-free loan for larger sums.
Amount and term
Microloan: 1,500 to 8,647 UAH. Collateral-free loan: 8,648 to 25,000 UAH. Contract term is 730 days, with a customer-selectable interest payment interval of 3 to 30 days.
Rate
Standard daily rate is 1% (365% annually). The real annual rate ranges from 2,334% to 3,142%. A discounted rate of 0.1% to 1% per day is available.
Requirements
Borrowers must be adults (18+). There's a right to cancel the agreement within 14 days.
Summary
KLTKredit stands out with a long contract term (730 days) and a flexible, customer-selectable payment interval, giving more control over the repayment schedule, though the real annual rate remains high.
✓ Pros
- ✓ Flexible interest payment interval - 3 to 30 days, customer's choice
- ✓ Long contract term - 730 days
- ✓ 14-day right to cancel the agreement
- ✓ Fully online application
✕ Cons
- ✕ Real annual rate reaches 3,142%
- ✕ No special first-loan promotion
- ✕ Minimum age and other details should be confirmed