LoviLave
LoviLave - Швидкі гроші на карту за 1 хвилину.
All plans
Our review
Редакція BankSorter · Updated: 3 September 2026
LoviLave - offer overview
LoviLave is a non-bank lender using AI-based scoring and a grace period during which interest accrues only for days actually used.
Amount and term
First loan: 500-6,000 UAH. Repeat loan: 500-15,000 UAH. Term up to 90 days, with a grace period of 1 to 30 days (first loan) or up to 90 days (repeat).
Rate
The real annual rate ranges from 3.7% to 114,432% - an extremely wide range, depending on whether the loan is repaid within the grace period. Daily rate during the grace period is 0.01% to 1.66%, rising to up to 1.66% per day afterward.
Requirements
Age 18 to 65. No scanned document copies required.
Summary
LoviLave stands out for its grace-period system, where interest accrues only for days actually used - repaying early substantially lowers the real loan cost, while late repayment sharply increases it.
✓ Pros
- ✓ Interest accrues only for grace-period days actually used
- ✓ Application review in 1 minute
- ✓ No scanned document copies required
- ✓ No penalties for early repayment
✕ Cons
- ✕ Extremely wide real annual rate range - up to 114,432% at full term
- ✕ No calls to employer doesn't guarantee no other verification methods
- ✕ Complex rate structure depending on repayment timing