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Microcash
Loan company (non-bank institution)

Microcash

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Microcash

APR 7,250.89%
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Our review

Редакція BankSorter · Updated: 3 September 2026

Microcash - offer overview

Microcash is a non-bank lender with a fixed loan term and a requirement of physical presence in Ukraine.

Amount and term

First application: up to 5,000 UAH. Repeat customers: up to 15,000 UAH. Term is fixed at 90 days.

Rate

Daily rate: 1% (subject to the payment schedule). Real annual rate (per NBU formula): 7,250.89%. Origination fee: 5% of the loan principal.

Requirements

Age 18 to 65, requiring a passport or ID card, tax ID, mobile phone and an active Ukrainian bank card. The borrower must be physically present in Ukraine when receiving the loan.

Summary

Microcash offers fast processing (decision within seconds) with a relatively moderate origination fee (5%), but a fixed 90-day term with no option for a shorter period.

✓ Pros

  • ✓ Moderate 5% origination fee
  • ✓ Very fast decision - within 5 seconds
  • ✓ Funds on card within 5 minutes

✕ Cons

  • ✕ Very high real annual rate - 7,250.89%
  • ✕ Fixed 90-day term with no shorter-period option
  • ✕ First-application maximum capped at 5,000 UAH
Important: Non-bank loans carry high APR. Before signing, check the total cost of the loan and make sure you can repay it on time.