Mycredit
Mycredit.ua - цілодобова видача кредитів онлайн на будь-яку банківську картку всього за 15 хвилин!
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Our review
Редакція BankSorter · Updated: 3 September 2026
Mycredit - offer overview
Mycredit is a non-bank lender with two loan variants: fee-free (lower rate) and with a fee (higher limit).
Amount and term
Fee-free: first loan 500-30,000 UAH. With fee: repeat loan 1,000-50,000 UAH. Term is 345-365 days, with a payment interval of 5-30 days.
Rate
Fee-free: first period 0.01% per day, then 1%; real annual rate from 1,265.80% to 2,989.62%. With fee: 0.95% per day plus a 15% origination fee; real annual rate from 20.21% to 3,435.87%.
Requirements
Age 18+; students, pensioners, unemployed and those with poor credit history are also accepted.
Summary
Mycredit stands out with two separate products - choosing the fee-free variant with its longer low initial period can substantially lower the loan cost compared to the fee-based variant.
✓ Pros
- ✓ Fee-free variant available for the first loan
- ✓ Students, pensioners, unemployed and those with poor credit history accepted
- ✓ Wide amount range - up to 50,000 UAH
- ✓ Early repayment with no penalties
✕ Cons
- ✕ Two separate products with different terms - easy to confuse
- ✕ Real annual rate for the fee-based variant reaches 3,435.87%
- ✕ Complex rate structure depending on amount and term