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ПростоКредит
Loan company (non-bank institution)

ПростоКредит

ПростоКредит - зручні кредити он-лайн на карту.

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ПростоКредит

Our review

Редакція BankSorter · Updated: 3 September 2026

ProstoCredit - offer overview

ProstoCredit is a non-bank lender with different terms for new and repeat customers.

Amount and term

New customers: 500-6,000 UAH. Repeat customers: 500-8,600 UAH. Term: 30 days with prolongation available.

Rate

Standard first-loan rate: 1% per day. The real annual rate is 21,918.79% - one of the highest among the offers reviewed. Late payment penalty rate: 6% per day.

Requirements

Age 18 to 65, requiring a passport, tax ID, steady income and bank card.

Summary

ProstoCredit offers fast processing (up to 15 minutes for new customers, up to 5 minutes for repeat ones), but with an extremely high real annual rate, well above the segment average - worth carefully comparing with alternatives.

✓ Pros

  • ✓ Fast application review - up to 5 minutes for repeat customers
  • ✓ Prolongation available without worsening terms
  • ✓ Simple application process

✕ Cons

  • ✕ Extremely high real annual rate - 21,918.79%, one of the highest in the segment
  • ✕ 6% per day late payment penalty rate
  • ✕ Steady income required
Important: Non-bank loans carry high APR. Before signing, check the total cost of the loan and make sure you can repay it on time.