Suncredit
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Our review
Редакція BankSorter · Updated: 3 September 2026
Suncredit - offer overview
Suncredit is a non-bank lender with a fixed 120-day term that uses BankID for identity verification.
Amount and term
Exact amount range isn't stated on the page. Term is fixed at 120 days, with payment intervals of every 15, 20, 25 or 30 days.
Rate
Standard daily rate: 0.9% (328.5% annually). Real annual rate without discounts: 3,369.39% (calculated using the XIRR method). With a promo code, new customers can get a rate reduction on the first payment.
Requirements
Age 18 to 70. Origination fee: 10% of the amount. BankID, an active bank card in the client's name and a mobile phone are required.
Summary
Suncredit stands out for using BankID for identity verification, simplifying the application process, though its first-payment promo discount is less generous than some related offers.
✓ Pros
- ✓ BankID verification simplifies the application
- ✓ Flexible choice of payment interval
- ✓ Cashless repayment to a bank card
✕ Cons
- ✕ Exact amount range isn't clearly stated on the page
- ✕ Real annual rate reaches 3,369.39%
- ✕ Late payment penalty is 100% of the debt amount