TOP1 Money
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Our review
Редакція BankSorter · Updated: 3 September 2026
TOP1 Money - offer overview
TOP1 Microcredit offers one of the wider amount ranges among competitors in this segment.
Amount and term
Loans range from 2,000 to 70,000 UAH, with a term of 5 to 180 days.
Rate
For the first loan (up to 20,000 UAH, up to 30 days), a 0.01% rate applies - the example shows a cost of just 60 UAH on 20,000 UAH over 30 days. The FX55 promo code gives up to 60% off in the mobile app.
Requirements
Age requirements aren't stated on the page. Cashback up to 2% applies after loan closure in the app, plus a 450 UAH referral bonus.
Summary
TOP1 Money offers one of the widest amount ranges (up to 70,000 UAH) and a genuinely attractive first-loan promo - a 60 UAH cost on a 20,000 UAH/30-day loan is far lower than typical segment offers.
✓ Pros
- ✓ Genuinely attractive first-loan promo - just 60 UAH cost on 20,000 UAH
- ✓ Wide amount range - up to 70,000 UAH
- ✓ Cashback up to 2% and a 450 UAH referral program
- ✓ Flexible term - 5 to 180 days
✕ Cons
- ✕ Age requirements aren't stated on the page
- ✕ Standard rate after the promo period isn't stated on the page
- ✕ FX55 promo discount only available in the mobile app