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Binixo
Payday loans

Binixo

Verified 04.09.2026

Binixo • UAH

Go to offer 17 people have used this offer

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In brief
Loan amount up to 20 000 UAH
Age 20–55 yrs

Our review

Олена Ткаченко · Updated: 3 September 2026

Binixo — offer overview

Binixo is a non-bank lending company offering online microloans to Ukrainian customers.

Amount and term

Loans range from 500 to 20,000 UAH, with a term of 30 to 365 days.

Rate

The annual rate ranges from 0% to 200%. New customers get a promotion — a first loan at 0% annual interest under the lender's terms.

Requirements

Borrowers must be adult (18+) Ukrainian citizens with a passport or ID card. No credit history is required. Late payments incur a penalty of 0.1% of the debt per day.

Summary

Binixo stands out with a relatively wide range of amounts and terms and a genuine “first loan at 0%” promotion for new customers — worth checking the exact promo terms before applying.

✓ Pros

  • First loan at 0% for new customers
  • Wide term range — 30 to 365 days
  • Decision within 15 minutes
  • No credit history required

✕ Cons

  • Rate after the promotional period can reach 200% annually
  • Late payment penalty of 0.1% of debt per day
  • Promo terms may change — check the lender's site before applying

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.