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CLY
Payday loans

CLY

Verified 04.09.2026

CLY • UAH

Go to offer 23 people have used this offer

🔒 Secure redirect to CLY, no obligation

🏆 BankSorter Score
3,2 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 4 668,00%

Our review

Олена Ткаченко · Updated: 3 September 2026

CLY — offer overview

CLY is a non-bank lending company with a high stated application approval rate.

Example calculation

Per the example shown on the site — a 5,000 UAH loan for 90 days (7 payments) — the real annual rate is 4,668%, with a 25% fee on the amount.

Speed

Application decisions are made within seconds, with funds arriving on the card within 5 minutes. For repeat customers, subsequent loan turnaround drops to 1 minute.

Requirements

A mobile phone, passport and bank card are required to apply.

Summary

CLY offers fast online lending with a high stated approval rate (87.5%), but the real annual rate in the example shown is very high — 4,668%. The exact amount and term range isn't clearly stated on the page, so it's worth confirming before applying.

✓ Pros

  • ✓ High stated approval rate — 87.5%
  • ✓ Very fast fund disbursement — within 5 minutes
  • ✓ Expedited processing for repeat customers

✕ Cons

  • ✕ Very high real annual rate in the example calculation — 4,668%
  • ✕ 25% fee on the loan amount
  • ✕ Exact amount and term range isn't clearly stated on the page

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.