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CreditPlus
Payday loans

CreditPlus

Verified 04.09.2026

CreditPlus • UAH

Go to offer 20 people have used this offer

🔒 Secure redirect to CreditPlus, no obligation

🏆 BankSorter Score
8,2 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 1 244,55%

Our review

Олена Ткаченко · Updated: 27 August 2026

What CreditPlus is and who it suits

CreditPlus is an online microlending service in Ukraine that disburses funds to a card remotely, with no collateral or guarantors. This kind of loan suits a short-term urgent need over a few weeks, not as a substitute for a classic bank loan.

Cost of the loan

Per BankSorter data, the approximate full cost of this offer (annual rate) is 1,244.55% annually. CreditPlus's site states a base rate of 1% per day (365% annually), with a discounted 0.01% daily rate for first-time borrowers during the initial period. Depending on the amount, term, and loyalty-program participation, the real annual cost on the lender's site ranges from 1,244.55% to 3,546.38%.

Maximum amount: up to 30,000 UAH for a first loan, up to 50,000 UAH for repeat customers.

Terms and requirements

  • Loan term: 345–365 days; payment frequency — 3–30 days for first loans, 5–30 days for repeat loans (borrower's choice)
  • No customer-initiated term extension is available
  • Partial early repayment is possible via the personal account or app
  • Borrower age: 18–68 (first loan), 18–70 (repeat)
  • No formal credit-history check — the company also considers applicants with a negative credit history; a passport, tax ID, active payment card and phone number are required

How to apply

  1. Register and submit an application
  2. Wait for a decision (about 15 minutes for a first loan, about 5 minutes for a repeat one)
  3. Sign the agreement with an SMS code
  4. Receive funds on the card

Summary

CreditPlus offers up to 50,000 UAH for repeat customers and the ability to make partial early repayments, which is convenient if you plan to close the loan early. But as with most offers in this segment, the deciding factor should be the real annual cost — 1,244.55% and up — so this kind of loan is best used only short-term, with a clear repayment date planned in advance.

✓ Pros

  • ✓ Maximum amount up to 50,000 UAH for repeat customers
  • ✓ Partial early repayment via the personal account or app
  • ✓ Applicants with a negative credit history are considered
  • ✓ Fast decision — from about 5 minutes for repeat customers

✕ Cons

  • ✕ Very high real annual cost — from 1,244.55% and up
  • ✕ No customer-initiated term extension available
  • ✕ The discounted starting rate depends on loyalty-program conditions, making the final cost harder to calculate upfront

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.