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Fina Guru
Payday loans

Fina Guru

Verified 04.09.2026

Fina Guru • UAH

Go to offer 16 people have used this offer

🔒 Secure redirect to Fina Guru, no obligation

Our review

Олена Ткаченко · Updated: 3 September 2026

Fina Guru — offer overview

Fina Guru is a non-bank lender with a relatively longer minimum loan term.

Amount and term

Loans range from 500 to 50,000 UAH, with a term of 91 to 365 days.

Rate

The stated interest rate is 1% to 31% annually, though the example calculation on the site shows a minimum rate of 0.01% per day. This discrepancy is worth clarifying directly when applying.

Requirements

Borrowers must be adult (18+) Ukrainian citizens. Credit history isn't considered. Late payment penalty is around 0.1% of the amount per day.

Summary

Fina Guru stands out with a minimum term of 91 days (longer than typical short payday loans) and a wide amount range up to 50,000 UAH, but the rate stated on the page is ambiguous — we recommend confirming exact terms before applying.

✓ Pros

  • ✓ Wide amount range — up to 50,000 UAH
  • ✓ 24/7 application processing, decision within 10 minutes
  • ✓ Credit history isn't considered

✕ Cons

  • ✕ The rate stated on the page is ambiguous — needs clarification
  • ✕ 91-day minimum term is longer than some competitors' short loans
  • ✕ No information available on a first-loan promotion

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.