LehkoCredit

What a LehkoCredit loan is

LehkoCredit (MFI “MAX CREDIT”) is an online card-lending service for Ukrainian citizens. Aimed at quickly getting a small sum with no branch visit — a solution for urgent everyday expenses.

Cost of the loan

The full loan cost, per BankSorter data, is 1,744.94% annually. The lender's site runs a promotional offer for new customers — a rate of 0.09% per day on the first loan, rising after the promotional period. The site's calculator offers amounts in the range of 1,000 to 10,000 UAH, but the lender itself notes this widget only reflects terms within the promotional period (up to 30 days) — the exact cost for your own term should be checked in the personal account. The company states it charges no hidden fees beyond those specified in the agreement.

Terms and requirements

Any Ukrainian citizen aged 18 to 70 with a valid Visa or Mastercard issued by a Ukrainian bank with a non-zero balance can apply. Formal employment or good credit history isn't required — the decision is made by an automated system. Early repayment is available at any time: the personal account always shows the actual amount owed, and you only pay for the actual number of days the loan was used. The debt can be repaid by card, payment terminal, online payment, or bank transfer.

How to apply

1. Specify the loan amount and term on the site
2. Fill out the application — about 8 minutes for a new customer, 2 minutes for a repeat one
3. Receive funds on the card immediately after approval

Pros and cons

Here are the offer's key strengths and weaknesses.

Summary

LehkoCredit is attractive for its promotional rate on a first loan and simple borrower requirements, but it's important to understand this is a temporary discount: the full loan cost reaches 1,744.94% annually. This kind of loan is best used only for a one-off urgent need with quick repayment.