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LoviLave
Payday loans

LoviLave

Verified 04.09.2026

LoviLave • UAH

Go to offer 23 people have used this offer

🔒 Secure redirect to LoviLave, no obligation

Our review

Олена Ткаченко · Updated: 3 September 2026

LoviLave — offer overview

LoviLave is a non-bank lender using AI-based scoring and a grace period during which interest accrues only for days actually used.

Amount and term

First loan: 500-6,000 UAH. Repeat loan: 500-15,000 UAH. Term up to 90 days, with a grace period of 1 to 30 days (first loan) or up to 90 days (repeat).

Rate

The real annual rate ranges from 3.7% to 114,432% — an extremely wide range, depending on whether the loan is repaid within the grace period. Daily rate during the grace period is 0.01% to 1.66%, rising to up to 1.66% per day afterward.

Requirements

Age 18 to 65. No scanned document copies required.

Summary

LoviLave stands out for its grace-period system, where interest accrues only for days actually used — repaying early substantially lowers the real loan cost, while late repayment sharply increases it.

✓ Pros

  • ✓ Interest accrues only for grace-period days actually used
  • ✓ Application review in 1 minute
  • ✓ No scanned document copies required
  • ✓ No penalties for early repayment

✕ Cons

  • ✕ Extremely wide real annual rate range — up to 114,432% at full term
  • ✕ No calls to employer doesn't guarantee no other verification methods
  • ✕ Complex rate structure depending on repayment timing

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.