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Microcash
Payday loans

Microcash

Verified 04.09.2026

Microcash • UAH

Go to offer 18 people have used this offer

🔒 Secure redirect to Microcash, no obligation

🏆 BankSorter Score
1,6 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 7 250,89%

Our review

Олена Ткаченко · Updated: 3 September 2026

Microcash — offer overview

Microcash is a non-bank lender with a fixed loan term and a requirement of physical presence in Ukraine.

Amount and term

First application: up to 5,000 UAH. Repeat customers: up to 15,000 UAH. Term is fixed at 90 days.

Rate

Daily rate: 1% (subject to the payment schedule). Real annual rate (per NBU formula): 7,250.89%. Origination fee: 5% of the loan principal.

Requirements

Age 18 to 65, requiring a passport or ID card, tax ID, mobile phone and an active Ukrainian bank card. The borrower must be physically present in Ukraine when receiving the loan.

Summary

Microcash offers fast processing (decision within seconds) with a relatively moderate origination fee (5%), but a fixed 90-day term with no option for a shorter period.

✓ Pros

  • ✓ Moderate 5% origination fee
  • ✓ Very fast decision — within 5 seconds
  • ✓ Funds on card within 5 minutes

✕ Cons

  • ✕ Very high real annual rate — 7,250.89%
  • ✕ Fixed 90-day term with no shorter-period option
  • ✕ First-application maximum capped at 5,000 UAH

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.