monobank - картка
monobank • UAH
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Our review
Редакція BankSorter · Updated: 3 September 2026
monobank - credit card: overview
The monobank credit card is one of the most popular card-lending products on the Ukrainian market, available fully online through the bank's app.
Grace period and limit
The card offers an interest-free grace period of up to 62 days - if the balance is repaid within this window, no interest is charged. The credit limit can reach 500,000 UAH, depending on the individual customer's credit history and scoring.
Cashback and fees
The card carries no maintenance fee. Customers earn cashback of up to 1% on purchases.
Summary
monobank's credit card suits customers looking for a fee-free credit card with a long grace period and the potential for a substantial credit limit. Exact terms (the rate after the grace period, detailed cashback conditions) are best checked directly in the app when applying, as they depend on individual scoring.
✓ Pros
- ✓ Up to 62 days interest-free grace period
- ✓ Credit limit up to 500,000 UAH
- ✓ Up to 1% cashback on purchases
- ✓ No card maintenance fee
- ✓ Fully online application
✕ Cons
- ✕ Credit limit depends on individual scoring - the maximum isn't guaranteed
- ✕ Interest rate after the grace period isn't stated in the available data
- ✕ A smartphone is required to use the app fully