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monobank
Bank accounts

monobank — картка

Verified 04.09.2026

monobank • UAH

Go to offer 21 people have used this offer

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In brief
Loan amount up to 500 000 UAH

Our review

Олена Ткаченко · Updated: 3 September 2026

monobank — credit card: overview

The monobank credit card is one of the most popular card-lending products on the Ukrainian market, available fully online through the bank's app.

Grace period and limit

The card offers an interest-free grace period of up to 62 days — if the balance is repaid within this window, no interest is charged. The credit limit can reach 500,000 UAH, depending on the individual customer's credit history and scoring.

Cashback and fees

The card carries no maintenance fee. Customers earn cashback of up to 1% on purchases.

Summary

monobank's credit card suits customers looking for a fee-free credit card with a long grace period and the potential for a substantial credit limit. Exact terms (the rate after the grace period, detailed cashback conditions) are best checked directly in the app when applying, as they depend on individual scoring.

✓ Pros

  • ✓ Up to 62 days interest-free grace period
  • ✓ Credit limit up to 500,000 UAH
  • ✓ Up to 1% cashback on purchases
  • ✓ No card maintenance fee
  • ✓ Fully online application

✕ Cons

  • ✕ Credit limit depends on individual scoring — the maximum isn't guaranteed
  • ✕ Interest rate after the grace period isn't stated in the available data
  • ✕ A smartphone is required to use the app fully
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Bank monobank
Website https://monobank.ua
SWIFT/BIC KHABUA2K
Headquarters Kijów (Ukraina)
Founded 2017