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Mycredit
Payday loans

Mycredit

Verified 04.09.2026

Mycredit • UAH

Go to offer 21 people have used this offer

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🏆 BankSorter Score
6,1 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 2 339,26%

Our review

Олена Ткаченко · Updated: 3 September 2026

Mycredit — offer overview

Mycredit is a non-bank lender with two loan variants: fee-free (lower rate) and with a fee (higher limit).

Amount and term

Fee-free: first loan 500-30,000 UAH. With fee: repeat loan 1,000-50,000 UAH. Term is 345-365 days, with a payment interval of 5-30 days.

Rate

Fee-free: first period 0.01% per day, then 1%; real annual rate from 1,265.80% to 2,989.62%. With fee: 0.95% per day plus a 15% origination fee; real annual rate from 20.21% to 3,435.87%.

Requirements

Age 18+; students, pensioners, unemployed and those with poor credit history are also accepted.

Summary

Mycredit stands out with two separate products — choosing the fee-free variant with its longer low initial period can substantially lower the loan cost compared to the fee-based variant.

✓ Pros

  • ✓ Fee-free variant available for the first loan
  • ✓ Students, pensioners, unemployed and those with poor credit history accepted
  • ✓ Wide amount range — up to 50,000 UAH
  • ✓ Early repayment with no penalties

✕ Cons

  • ✕ Two separate products with different terms — easy to confuse
  • ✕ Real annual rate for the fee-based variant reaches 3,435.87%
  • ✕ Complex rate structure depending on amount and term

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.