ПриватБанк — Депозит UAH 12 міс.

Verified 04.09.2026

ПриватБанк • UAH

Go to offer 23 people have used this offer

🔒 Secure redirect to ПриватБанк, no obligation

Our review

Олена Ткаченко · Updated: 27 August 2026

Intro

PrivatBank's one-year hryvnia deposit is designed for those wanting the maximum yield among the bank's hryvnia deposits and willing not to touch the funds for 12 months. It suits people with a clear long-term financial plan, not those who might need access to the money sooner.

Interest rate

The rate is 14% annually in hryvnia — the highest among the PrivatBank hryvnia term deposits reviewed here (compared to 13% for three months and 13.5% for six months). This is standard deposit logic: a longer placement term is rewarded with a higher rate. Interest accrual and payout details aren't specified in public data, so they should be confirmed before opening.

Terms and fees

The minimum opening amount is 500 hryvnia, with no maximum. The placement term is fixed at 12 months. Early-termination terms and the possible reduction in yield in that case should be checked on PrivatBank's official rates page, since the bank may change them.

Pros and cons

Pros:
The highest rate among the PrivatBank hryvnia deposits reviewed — 14%
Accessible entry threshold — from 500 UAH
Fixed yield for the whole year ahead
A simple, straightforward product with no hidden conditions in the base data

Cons:
Funds are locked for a full year
Early termination most likely reduces the yield (terms should be confirmed)
Hryvnia savings over such a long term are vulnerable to inflation and devaluation
No public information on interest capitalization

Summary

The one-year hryvnia deposit is the most rate-favorable option among the PrivatBank hryvnia deposits reviewed here, and suits those confident they won't need the funds for at least a year. If more flexibility is needed, consider the same bank's three- or six-month option instead.

✓ Pros

✓ The highest rate among the PrivatBank hryvnia deposits reviewed — 14%
✓ Accessible entry threshold — from 500 UAH
✓ Fixed yield for the whole year ahead
✓ A simple, straightforward product with no hidden conditions in the base data

✕ Cons

✕ Funds are locked for a full year
✕ Early termination most likely reduces the yield (terms should be confirmed)
✕ Hryvnia savings over such a long term are vulnerable to inflation and devaluation
✕ No public information on interest capitalization