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Procent
Payday loans

Procent

Verified 04.09.2026

Procent • UAH

Go to offer 17 people have used this offer

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🏆 BankSorter Score
6,6 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 2 334,04%

Our review

Олена Ткаченко · Updated: 3 September 2026

Procent — offer overview

Procent offers two products depending on the amount: a microloan and a collateral-free loan.

Amount and term

Microloan: 1,500-8,647 UAH. Collateral-free loan: 8,648-40,000 UAH. Maximum term is 730 days, with a customer-selectable interest payment interval of 5 to 30 days.

Rate

Standard rate: 1% per day (365% annually). Real annual rate: 2,334% to 3,142%. A discounted rate of 0.1% to 1% per day is available.

Requirements

Age 18+. 14-day right to cancel the agreement. Late payment penalty: 16% of the amount for the first 4 days, then 4% daily.

Summary

Procent offers a long contract term (up to 730 days) with a flexible payment interval, similar in structure to KLTKredit — the real loan cost remains high under standard terms.

✓ Pros

  • ✓ Flexible interest payment interval — 5 to 30 days, customer's choice
  • ✓ Long contract term — up to 730 days
  • ✓ Wide amount range — up to 40,000 UAH
  • ✓ 14-day right to cancel the agreement

✕ Cons

  • ✕ Penalty for the first days of late payment reaches 16% of the amount
  • ✕ Real annual rate up to 3,142%
  • ✕ Complex two-product structure

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.