Ranok • UAH
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Score based on rate competitiveness and popularity among users.
Олена Ткаченко · Updated: 3 September 2026
Ranok is a non-bank lender with a fixed loan term and a genuine first-payment promotion.
The exact amount range isn't filled in on the page. Term is fixed at 120 days, with a customer-selectable payment interval of 15-30 days.
Standard daily rate: 0.9% (328.5% annually). Real annual rate without discounts: 3,369.39%. A promo code gives a 0.01% rate for the first payment.
Age 18 to 70. Origination fee: 10% of the amount. Late payment penalty: up to 100% of the debt (capped by law).
Ranok offers a genuine 0.01% discount on the first payment with a promo code, substantially lowering the cost of first use — without a promo code the rate remains very high.
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APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.