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Ranok
Payday loans

Ranok

Verified 04.09.2026

Ranok • UAH

Go to offer 18 people have used this offer

🔒 Secure redirect to Ranok, no obligation

🏆 BankSorter Score
4,2 / 10

Score based on rate competitiveness and popularity among users.

In brief
APR 3 369,39%

Our review

Олена Ткаченко · Updated: 3 September 2026

Ranok — offer overview

Ranok is a non-bank lender with a fixed loan term and a genuine first-payment promotion.

Amount and term

The exact amount range isn't filled in on the page. Term is fixed at 120 days, with a customer-selectable payment interval of 15-30 days.

Rate

Standard daily rate: 0.9% (328.5% annually). Real annual rate without discounts: 3,369.39%. A promo code gives a 0.01% rate for the first payment.

Requirements

Age 18 to 70. Origination fee: 10% of the amount. Late payment penalty: up to 100% of the debt (capped by law).

Summary

Ranok offers a genuine 0.01% discount on the first payment with a promo code, substantially lowering the cost of first use — without a promo code the rate remains very high.

✓ Pros

  • 0.01% promotional rate on the first payment with a promo code
  • Flexible payment interval — 15-30 days, customer's choice
  • No income verification or guarantors required

✕ Cons

  • Exact amount range isn't clearly stated on the page
  • Real annual rate without a promo code — 3,369.39%
  • 10% origination fee on the amount

APR = Annual Percentage Rate. Includes all costs of the loan. Please read the terms carefully before signing.