Personal accounts in Ukraine

✓ Pros

• ✓Up to 62 days interest-free grace period
• ✓Credit limit up to 500,000 UAH
• ✓Up to 1% cashback on purchases
• ✓No card maintenance fee
• ✓Fully online application

✕ Cons

• ✕Credit limit depends on individual scoring — the maximum isn't guaranteed
• ✕Interest rate after the grace period isn't stated in the available data
• ✕A smartphone is required to use the app fully

✓ Pros

• ✓Grace period up to 55 days
• ✓Credit limit up to 200,000 UAH
• ✓Up to 1% cashback on purchases
• ✓No card maintenance fee
• ✓Ukraine's largest branch and ATM network

✕ Cons

• ✕Credit limit depends on individual scoring
• ✕Interest rate after the grace period isn't stated in the available data
• ✕Limit is lower than some competitors